Fractional CFO
A fractional CFO gives you senior financial leadership without a full-time hire. We step into your business one or two days a week, take ownership of the numbers, and work alongside you on the decisions that shape your growth. You get the thinking of a corporate CFO, sized to a business like yours.
Financial Direction & Decision Support
We sit inside your business as your CFO, turning financial data into clear direction. Every number says something about pricing, capacity or where the business is heading next, and our job is to make sure you know what it means and what to do about it. You get decisions when you need them, not reports that sit unread.
Cashflow Forecasting & Working Capital
Cashflow problems build quietly until they cannot be ignored. We build a rolling forecast that shows what is landing, what is leaving and where the pressure is coming from, with stock, supplier terms and payment cycles all accounted for. You stop reacting and start planning with certainty.
Margin, Pricing & Landed Cost
Margin leaks between the order and the invoice. Freight, currency movement, landed cost and stock sitting still all take a share before the job is finished. We find where it is going and rebuild your pricing so it holds. For most clients this is the work that pays for the engagement.
The CFO Method
Every engagement follows four stages. Diagnose where cash, time and margin leak. Design the models and reporting to fit how you trade. Execute, measure and adjust. Evolve into monthly discipline so the gains hold after we step back.
Industry Specialisation
Logistics, importing, warehousing, distribution, manufacturing and trading. Businesses that carry stock and trade on terms share the same pressure points, and that is where our experience runs deepest. We also work with SMEs outside these sectors when the fit is right.
How We Engage
Fractional, outsourced or virtual. The labels belong to the market. What actually varies is how much of the finance function you need and how often we are in the room. We work on site at your premises and remotely in between.
“Their professionalism, strategic insight and depth of financial expertise have been instrumental in supporting our organisation’s growth and operational excellence.”
Start with thirty minutes.
A conversation with Karan Patel, who leads every engagement. At your premises or by phone.
Book a 30-Minute ConsultationWednesday afternoons and Friday mornings, AWST. No cost, no obligation.
Fractional CFO: Frequently Asked Questions
What does a fractional CFO actually do?
A fractional CFO works with business owners on cashflow forecasting, margin analysis, budgeting, financial reporting and strategic decision support, without the cost of a full-time senior hire. At 360 Fox we sit inside your business one or two days a week (or monthly), turning your numbers into clear operating decisions about pricing, headcount and growth.
How much does a fractional CFO cost?
We work on a fixed monthly retainer. Scope is agreed at the end of the diagnostic, so you know exactly what you are committing to before you commit, and nothing changes without your sign-off. There is no hourly billing. For context, a full-time CFO is a $250,000+ decision once salary, superannuation and recruitment are counted.
What happens to my bookkeeper and accountant?
They stay exactly where they are. The bookkeeper records, the accountant reports and files, the CFO decides. Three different jobs, not three tiers. In practice our work makes theirs easier, because the numbers reach them in better shape.
How is a fractional CFO different from a virtual CFO or outsourced CFO?
In practice the terms are used interchangeably. All three describe a senior finance professional who engages with your business on a part-time or contract basis. 'Fractional' refers to a share of time; 'virtual' emphasises remote delivery; 'outsourced' refers to the external relationship. 360 Fox covers all three: senior advisory, flexible time commitment, and the option to work on site or remotely.
What industries does 360 Fox work with ?
360 Fox specialises in logistics, importing, warehousing, distribution, manufacturing and trading. These are businesses that carry stock, move goods and trade on terms, where landed cost, freight, currency movement and payment cycles decide the margin. We also work with SMEs outside these sectors when the fit is right.
When does my business need a fractional CFO?
Usually once turnover passes around $2M, the team reaches five or more people, cashflow starts moving in ways you cannot predict, or a decision is coming: raising capital, buying a business, or entering a new market. If two of those are true, the conversation is worth having.
How quickly can a fractional CFO start adding value?
In most engagements we see quick wins in the first 30-60 days, usually around cashflow visibility, unpaid invoices, pricing gaps or reporting errors that have been hiding in plain sight. Deeper structural work on budgets, systems and financial strategy then compounds over 3-6 months.